Inspirational quotes can form a useful part of our life toolkit. They distil far-reaching ideas into a single sentence and act as an entry point into complex subjects. The most useful quotes encourage us to be more productive, proactive and public-spirited.

Happiness is a universal goal but it can be elusive. Techniques such as mindfulness and reframing increase our positivity and altruistic behaviour helps not just the recipient, but also the contributor. Draw up a holistic wealth portfolio, to work out how you should be spending your time.

Saying no can be difficult but sometimes it is necessary. If a request does not align with your values and goals, or you do not have time to take it on, you should say no. Learning when and how to say no is a valuable life skill.

Negative self-talk is damaging and often the result of stress, which prevents our prefrontal cortex from functioning properly. If the source of stress cannot be removed, you can use techniques such as reframing and positive self talk to combat the negative self-talk and improve your confidence and productivity.